What Is An S-Handle?

Most people remember usernames. Very few remember bank account numbers.

The modern internet runs on identity.

People remember:

Very few people remember:

Yet payments often still depend on those details.

The S-Handle is designed to make payment identity as simple as online identity.

An S-Handle is a portable payment identity used across the Spondula network.

Instead of sharing complex payment information, users share a simple identity.

Examples might include:

The goal is to make payment destinations easier to recognise and easier to share.

“An S-Handle is designed for people. Traditional payment instructions were designed for systems.”

Modern commerce increasingly happens online.

People work, create and transact across:

As participation becomes more global, payment experiences need to become simpler.

Identity helps simplify those interactions.

People naturally remember names better than payment instructions.

The easier a payment destination is to recognise, the easier it becomes to use.

Businesses spend years building brand recognition.

Customers remember:

They rarely remember financial information.

An S-Handle allows businesses to use their identity within payment experiences.

This creates consistency between brand recognition and payment collection.