What Is A Payment Handle?

Most people can remember a username but not a bank account number

Think about the information you use every day.

You probably know:

You probably do not know:

Yet traditional payments often depend on exactly those details.

A payment handle is designed to make payment destinations easier for people to remember and easier to share.

A payment handle is a simple identity used to send or receive payments.

Instead of sharing:

users share a recognizable identity.

Examples might include:

The concept is similar to how usernames work across the internet.

“A payment handle makes a payment destination easier to recognise than traditional financial information.”

People increasingly expect digital experiences to feel simple.

Payment handles help simplify:

Instead of exchanging complex payment instructions, users exchange identity.

This makes payment destinations easier to remember and easier to verify.

Identity reduces friction because people already understand how identities work.

Businesses spend years building recognition.

Customers remember:

They rarely remember: