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Anyone. Anywhere.Anytime.

Send payments instantly — across the street or across the globe.

Claim your forever payment address.No account numbers · No IBANs

Zero fees.
Always.
Send any amount, to any handle, anywhere in the world.
12:41
38%
Good afternoon, Mabelle
Mabelle
£6,761.51GBP-S
Your assets
  • British Pound
    GBP-S
    £6,761.51
  • US Dollar
    USD-S
    $7.46
  • Euro
    EUR-S
    €25.70
  • Bitcoin
    BTC-S
    ฿0.00
Payments
Bought GBP-S
Today · 10:14
+£10,000.00
Home
Wallet
Payments
Contacts

Just Download Our App and start sending payments in seconds.

Hey there world traveler. It's time for you globetrotters to rejoice — sending payments abroad just got stupid simple.

See how

Simple. Fast. Free. Global.

Three steps to move payments across the world — whether your recipient has a bank account or not.

01

Top up your account

Add funds with your card or bank transfer. Live rates, no hidden fees.

02

Send instantly for free

Transfer to anyone, anywhere, for free — whether they have a bank or not.

03

Receive locally

Funds arrive in local currency, ready to spend or withdraw at partner locations.

Learn how it works

Scan. Send. Done.

Point your camera at any Spondula QR — a shop counter, a bill, a friend's screen. Confirm the amount. Paid in under two seconds.

12:41
38%
Good afternoon, Mabelle
Dashboard
Mabelle
Your assets
GBP-S
British Pound
£6,761.51
USD-S
US Dollar
$7.46
EUR-S
Euro
€25.70
Home
Wallet
Payments
Contacts
Spondula
mabelle
Scan
Point your camera at any Spondula QR.
Confirm
Check the amount and recipient in one tap.
Done
Payment lands instantly. No fees, no friction.
12:41
38%
Good afternoon, Mabelle
Dashboard
Mabelle
Your assets
GBP-S
British Pound
£6,761.51
USD-S
US Dollar
$7.46
EUR-S
Euro
€25.70
Home
Wallet
Payments
Contacts
Spondula
mabelle
Scan
Point your camera at any Spondula QR.
Confirm
Check the amount and recipient in one tap.
Done
Payment lands instantly. No fees, no friction.

Send with a handle. Free. Always.

Every Spondula user has a unique handle — your personal payment identity. Find friends, chat, and drop payments in-thread. No wallet addresses. No fees. Ever.

sophia
online
Type a message or @handle…

One account. Every border.

Hold, send, and receive across dozens of countries — free payments to anyone, whether it's your friend down the street or across the globe.

United KingdomEuropean UnionUnited StatesIndiaNicaraguaNamibiaChileJapanBrazil

Your assets. Your keys.

Spondula is non-custodial from the ground up. Your balance lives on-chain, locked behind your device — not ours.

Non-custodial by design

Your keys, your assets. Every balance lives in a wallet only you can unlock — Spondula never takes custody of your funds.

Built-in security

Biometric unlock, 2-step authentication, PIN, and device-level encryption keep your account locked tight at every step.

Settled on-chain

Every exchange runs on the Spondula blockchain — transparent, tamper-proof, and verifiable in real time. No hidden ledgers, no trust required.

Claim your handle before launch.

Your forever payment address. One tap, anywhere in the world — no account numbers, no IBANs. First-come, first-served.

3–20 characters · letters, numbers, underscores

Recently reserved

Built for businesses too.

Invoices, payroll, POS, and an online payment gateway — cross-border settlement with one account, one spread, zero surprises.

Overview

Find a local agent.

Step through our Regional and Local Operators to see how users will find the nearest cash-in / cash-out point at launch.

Mockup — not real locations

Learn more
RegionalLocal

Built for how payments actually move.

Same product, very different lives. Three stories that show what Spondula changes day-to-day.

Freelancer

Get paid in minutes — not five working days.

I design for clients in London and Berlin. With Spondula the invoice hits my wallet the same afternoon, and I keep almost all of it.

Chidera O.
Brand designer, Lagos
Sending home

Send what actually arrives — not what is left over.

Every month I send something to my parents. I used to lose £20 to fees. Now it is £2 and they have it the same night.

Priya K.
Nurse, Manchester → Kerala
Merchant

Accept payments from anyone, anywhere.

Our shop serves customers from forty countries. Spondula handles every currency so we just see the settled balance.

Andrés M.
Café owner, Lisbon
See more stories

Illustrative personas — stock imagery, not real customers

Read the Insights.

Guides, market commentary, and stories from the team building global payments.

Read all insights
Guides

Why Internet Businesses Want Instant Settlement

Internet native businesses increasingly expect instant settlement, continuous wallet access and payment infrastructure designed for real-time commerce. Wallet-native participation is changing how online businesses receive and access payments.

Spondula Team·5 min read·14 May 2026
Guides

Why High-Risk Businesses Are Moving Toward Wallet Payments

High-risk businesses increasingly want faster, wallet-first and real-time payment participation with reduced payout friction and instant internal settlement. Internet-native commerce is moving beyond slower payout systems.

Spondula Team·5 min read·14 May 2026
Guides

How To Send Money To Mexico

Mexico remains one of the world’s most important remittance corridors as mobile wallets and digital payment participation continue expanding. Modern payment expectations increasingly revolve around mobile-first interaction.

Spondula Team·5 min read·14 May 2026

We're making the world a bit smaller.

Send payments to 33 countries — wallet-to-wallet free, at the live mid-market rate.

  • Argentina
  • Australia
  • Bangladesh
  • Canada
  • Chile
  • China
  • Colombia
  • Egypt
  • Eurozone
  • Ghana
  • Hong Kong
  • India
  • Indonesia
  • Japan
  • Kenya
  • Malaysia
  • Mexico
  • Morocco
  • Nigeria
  • Pakistan
  • Peru
  • Philippines
  • Singapore
  • South Africa
  • Switzerland
  • Tanzania
  • Thailand
  • Turkey
  • Uganda
  • United Arab Emirates
  • United Kingdom
  • United States
  • Vietnam
See all corridors

Be first in line.

Join the waitlist to get early access, founder-tier rates, and a heads-up the day we launch.

Get $10 in BTC when we launch.

No spam. Unsubscribe anytime.

Free on-chainNon-custodialGlobal launch
Spondula

Stay in touch

hello@spondula.com
62-66 Deansgate
Manchester, M3 2EN
United Kingdom

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