Non-custodial by design
Your keys, your assets. Every balance lives in a wallet only you can unlock — Spondula never takes custody of your funds.
Pre-launch · Join the waitlist
Anyone. Anywhere.Anytime.
Send payments instantly — across the street or across the globe.
Be among the first to access Spondula at launch.
12:41
38%
Good afternoon, Mabelle
£6,761.51GBP-S
Your assets
British PoundGBP-S£6,761.51
US DollarUSD-S$7.46
EuroEUR-S€25.70
BitcoinBTC-S฿0.00
Payments
Bought GBP-S
Today · 10:14
+£10,000.00
Home
Wallet
Payments
Contacts
Sending made simple
Just Download Our App and start sending payments in seconds.
Hey there world traveler. It's time for you globetrotters to rejoice — sending payments abroad just got stupid simple.
See howHow it works
Simple. Fast. Free. Global.
Three steps to move payments across the world — whether your recipient has a bank account or not.
01
Top up your account
Add funds with your card or bank transfer. Live rates, no hidden fees.
02
Send instantly for free
Transfer to anyone, anywhere, for free — whether they have a bank or not.
03
Receive locally
Funds arrive in local currency, ready to spend or withdraw at partner locations.
Rates & fees
Exchange with a 0.2% spread. No hidden fees.
One flat spread on every swap. No inflated rates. No surprise charges. See how much more you keep when you exchange with Spondula.
£
Spondula
Wise
Revolut
PayPal
You receive
After all costs
1,166.02
1,163.33
1,156.67
1,127.46
Exchange rate
1 GBP → EUR
1.16602
1.16835
1.15667
1.12746
Rate markup
GBP
2.00
0.00
10.00
35.00
Exchange fee
GBP
0.00
4.30
0.00
0.00
Total cost
GBP
2.00
4.30
10.00
35.00
Illustrative example based on publicly documented fees and spreads as of April 2026. Competitor fees vary by plan, volume, and day of week (e.g. Revolut charges no exchange fee on weekdays within fair-use limits, 1% on weekends for Standard-plan users). Actual amounts may differ. Mid-market rates shown are indicative.
For business
Built for businesses.
Invoices, payroll, POS, and an online payment gateway — cross-border settlement with one account, one spread, zero surprises.
Global reach
One account. Every border.
Hold, send, and receive across dozens of countries — free payments to anyone, whether it's your friend down the street or across the globe.
Social payments
Send with a handle. Free. Always.
Every Spondula user has a unique handle — your personal payment identity. Find friends, chat, and drop payments in-thread. No wallet addresses. No fees. Ever.
sophia
online
Type a message or @handle…
QR payments
Scan. Send. Done.
Point your camera at any Spondula QR — a shop counter, a bill, a friend's screen. Confirm the amount. Paid in under two seconds.
12:41
38%
Good afternoon, Mabelle
Dashboard
Your assets
GBP-S
British Pound
£6,761.51
USD-S
US Dollar
$7.46
EUR-S
Euro
€25.70
Home
Wallet
Payments
Contacts
Spondula
mabelle
Scan
Point your camera at any Spondula QR.
Confirm
Check the amount and recipient in one tap.
Done
Payment lands instantly. No fees, no friction.
Security
Your assets. Your keys.
Spondula is non-custodial from the ground up. Your balance lives on-chain, locked behind your device — not ours.
Built-in security
Biometric unlock, 2-step authentication, PIN, and device-level encryption keep your account locked tight at every step.
Settled on-chain
Every exchange runs on the Spondula blockchain — transparent, tamper-proof, and verifiable in real time. No hidden ledgers, no trust required.
Overview
Use cases
Built for how payments actually move.
Same product, very different lives. Three stories that show what Spondula changes day-to-day.
Freelancer
Get paid in minutes — not five working days.
I design for clients in London and Berlin. With Spondula the invoice hits my wallet the same afternoon, and I keep almost all of it.
Chidera O.
Brand designer, Lagos
Sending home
Send what actually arrives — not what is left over.
Every month I send something to my parents. I used to lose £20 to fees. Now it is £2 and they have it the same night.
Priya K.
Nurse, Manchester → Kerala
Merchant
Accept payments from anyone, anywhere.
Our shop serves customers from forty countries. Spondula handles every currency so we just see the settled balance.
Andrés M.
Café owner, Lisbon
Illustrative personas — stock imagery, not real customers
Launching soon
Be first in line.
Join the waitlist to get early access, founder-tier rates, and a heads-up the day we launch.
Plus $10 in BTC when we launch.
No spam. Unsubscribe anytime.
0.2% flat spreadNon-custodialGlobal launch