Send to India.

Top up by free Australian bank transfer, send AUD-S to anyone in India, and they receive INR-S in seconds. Wallet-to-wallet free, mid-market rate.

  • Free to send — pay in by bank transfer, send at the live mid-market rate.
  • Lightning fast — payments arrive in seconds, not days.
  • Predictable — rate locked at confirmation; what you see is what they get.
You send exactly
Recipient gets
Pay in
Bank transfer · free
Arrives
in seconds
Total fees
A$0.00
Join the waitlist

How to send to India.

Three steps. No IBANs, no SWIFT codes, no waiting.

AUD-S
INR-S

1. Top up your wallet

Add AUD-S by free bank transfer. Funds land instantly, ready to send at the live mid-market rate.

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2. Send to their S handle

Type the recipient's S handle — no IBANs, no SWIFT codes, no account numbers. Just a name.

3. They receive INR-S

Funds land in their Spondula wallet in seconds. Cash out via a Local Operator across India, or hold and spend in-wallet.

Send A$1,000
for just A$0.

Top up by bank transfer (free), send AUD-S on Spondula at the live mid-market rate, and the recipient gets INR-S in seconds. Zero margin on the send.

You send
A$1,000.00 AUD
Pay in · bank transfer
FREE
Lands in your wallet
A$1,000.00 AUD-S
Send to recipient
A$0 · 0% spread
FX rate
1 AUD = 54.30 INR mid-market
They receive
₹54,300 INR-S

Cash-out: Cash out via a Local Operator across India, or hold and spend in-wallet.

Prefer to pay by card? A$14.00 fee (1.4%) — funds land instantly.

Live FX · updated every minute · rate locked at confirmation

Send to India in under a minute.

Free wallet-to-wallet, live mid-market rate, instant settlement. No correspondent banks, no SWIFT queues, no surprises.