AED-S
INR-S1. Top up your wallet
Add AED-S by free bank transfer. Funds land instantly, ready to send at the live mid-market rate.
Send to India.
Top up your AED-S balance, send to anyone in India, and they receive INR-S in seconds. Wallet-to-wallet free, mid-market rate.
- Free to send — pay in by bank transfer, send at the live mid-market rate.
- Lightning fast — payments arrive in seconds, not days.
- Predictable — rate locked at confirmation; what you see is what they get.
You send exactly
Recipient gets
—
- Pay in
- Bank transfer · free
- Arrives
- in seconds
- Total fees
- AED0.00
How to send to India.
Three steps. No IBANs, no SWIFT codes, no waiting.
AED-SINR-Smaria
2. Send to their S handle
Type the recipient's S handle — no IBANs, no SWIFT codes, no account numbers. Just a name.
3. They receive INR-S
Funds land in their Spondula wallet in seconds. Cash out via a Local Operator across India, or hold and spend in-wallet.
Send AED1,000
for just AED0.
Top up by bank transfer (free), send AED-S on Spondula at the live mid-market rate, and the recipient gets INR-S in seconds. Zero margin on the send.
- You send
- AED1,000.00 AED
- Pay in · bank transfer
- FREE
- Lands in your wallet
- AED1,000.00 AED-S
- Send to recipient
- AED0 · 0% spread
- FX rate
- 1 AED = 22.62 INR mid-market
- They receive
- ₹22,620 INR-S
Cash-out: Cash out via a Local Operator across India, or hold and spend in-wallet.
Prefer to pay by card? AED14.00 fee (1.4%) — funds land instantly.
Live FX · updated every minute · rate locked at confirmation
Send to India in under a minute.
Free wallet-to-wallet, live mid-market rate, instant settlement. No correspondent banks, no SWIFT queues, no surprises.