USD-S
PHP-S1. Top up your wallet
Add USD-S by free bank transfer. Funds land instantly, ready to send at the live mid-market rate.
Send to the Philippines.
Top up by free US bank transfer, send USD-S to anyone in the Philippines, and they receive PHP-S in seconds. Wallet-to-wallet free, mid-market rate.
- Free to send — pay in by bank transfer, send at the live mid-market rate.
- Lightning fast — payments arrive in seconds, not days.
- Predictable — rate locked at confirmation; what you see is what they get.
You send exactly
Recipient gets
—
- Pay in
- Bank transfer · free
- Arrives
- in seconds
- Total fees
- $0.00
How to send to the Philippines.
Three steps. No IBANs, no SWIFT codes, no waiting.
USD-SPHP-Smaria
2. Send to their S handle
Type the recipient's S handle — no IBANs, no SWIFT codes, no account numbers. Just a name.
3. They receive PHP-S
Funds land in their Spondula wallet in seconds. Cash out via a Local Operator across the Philippines, or hold and spend in-wallet.
Send $1,000
for just $0.
Top up by bank transfer (free), send USD-S on Spondula at the live mid-market rate, and the recipient gets PHP-S in seconds. Zero margin on the send.
- You send
- $1,000.00 USD
- Pay in · bank transfer
- FREE
- Lands in your wallet
- $1,000.00 USD-S
- Send to recipient
- $0 · 0% spread
- FX rate
- 1 USD = 57.85 PHP mid-market
- They receive
- ₱57,850 PHP-S
Cash-out: Cash out via a Local Operator across the Philippines, or hold and spend in-wallet.
Prefer to pay by card? $14.00 fee (1.4%) — funds land instantly.
Live FX · updated every minute · rate locked at confirmation
Send to the Philippines in under a minute.
Free wallet-to-wallet, live mid-market rate, instant settlement. No correspondent banks, no SWIFT queues, no surprises.