Payment links — get paid online without a checkout page

An invoice with a button that actually works

You finish a project, send the invoice, and wait. The client opens it, looks for the bank details, opens their banking app, enters an IBAN they have to cross-check three times, and submits a wire transfer that will arrive — if nothing goes wrong — in two to four business days. That process has not changed meaningfully in twenty years, and most people on both sides of it accept the friction as the cost of getting paid.

A payment link is a different starting point. The invoice has a link. The client clicks it, a payment flow opens on their device, they confirm and send. The money moves on the Spondula network and arrives in the recipient's wallet in seconds. The IBAN, the wire transfer, the two-to-four-day wait — none of that is part of the transaction.

What a payment link is

A payment link is a shareable URL that opens a Spondula payment flow when clicked. It encodes the recipient's Shandle and, optionally, a fixed amount. The person clicking the link does not need to know the recipient's account details, does not need to open a separate banking app, and does not need to navigate away from whatever they are doing to complete a complex international wire.

They click. They confirm the amount. They send. The payment completes on the Spondula network.

The link can be included in an email, embedded in a PDF invoice, shared via messaging, posted on a project management platform, or added to a social profile. It works anywhere a URL works — which means anywhere.

How it works on Spondula

A Spondula business account generates payment links from the wallet interface. Each link is tied to the account holder's Shandle and can carry a fixed amount or a variable amount. A freelancer invoicing a client for a specific project creates a link for that exact amount; a service business offering multiple tiers creates a link for each. The links are reusable or single-use, depending on the use case.

When the client clicks the link and completes the payment, the amount arrives in the recipient's wallet as a network token — USD-S, GBP-S, EUR-S — instantly. No batch processing, no banking cut-off time, no end-of-week reconciliation. The payment is in the wallet the moment the client sends it.

Because the payment moves on the Spondula network rather than through a correspondent-bank chain, the origin of the payment does not add a variable to the settlement time. A client in Berlin paying a link sent by a designer in Lagos takes the same time as a client in London paying a link sent by a designer in Manchester. The network does not have a domestic mode and an international mode.

Who payment links work best for

Payment links suit any business or individual who gets paid remotely and wants a simpler alternative to traditional wire transfers or card-payment gateways.